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ATTENTION: PLEASE READ THESE TERMS AND CONDITIONS
(“TERMS”) CAREFULLY BEFORE USING THIS WEB SITE. USING
THIS WEB SITE INDICATES THAT YOU ACCEPT THESE TERMS.
IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS WEB SITE.

This Web site may contain other proprietary notices and copyright
information, the terms of which must be observed and followed.
Information on this Web site may contain technical inaccuracies
or typographical errors.

Information may be changed or updated without notice.

Sum of Ideas assumes no responsibility regarding the accuracy of
the information that is provided by Sum of Ideas and use of such
information is at the recipient's own risk. Sum of Ideas provides no
assurances that any reported problems may be resolved with the
use of any information that Sum of Ideas provides. By furnishing
information, Sum of Ideas does not grant any licenses to any
copyrights, patents or any other intellectual property rights.

Sum of Ideas does not want to receive confidential or proprietary
information from you through our Web site. Please note that any
information or material sent to Sum of Ideas will be deemed NOT
to be confidential. By sending Sum of Ideas any information or
material, you grant Sum of Ideas an unrestricted, irrevocable license
to use, reproduce, display, perform, modify, transmit and distribute
those materials or information, and you also agree that Sum of Ideas
is free to use any ideas, concepts, know-how or techniques that you
send us for any purpose. However, we will not release your name or
otherwise publicize the fact that you submitted materials or other
information to us unless: (a) we obtain your permission to use your
name; or (b) we first notify you that the materials or other
information you submit to a particular part of this site will be
published or otherwise used with your name on it; or (c) we are
required to do so by law. You can learn more about Sum of Ideas
privacy practices on the Web.

Certain of the statements contained on this web site consist of forward-
looking statements under the Private Securities Litigation Reform Act
of 1995. When used in this web site, the words "believe", "anticipate",
"estimate", "expect", "may", "will", "should", "plan", "intend", and similar expressions are intended to identify forward- looking statements. These
forward-looking statements involve known and unknown risks,
uncertainties and other factors which may cause the actual results,
performance or achievements of Sum of Ideas to be different from any
future results, performance and achievements expressed or implied by
these statements. These risks and uncertainties include, but are not
limited to, the market demand for the Company’s real estate parcels,
income properties, timber and other products; the impact of competitive
real estate; changes in pricing by the Company or its competitors; the
costs and other effects of complying with environmental and other
regulatory requirements; losses due to natural disasters; and changes
in national, regional or local economic and political conditions, such as
inflation, deflation, or fluctuation in interest rates, and other factors
set forth from time to time in filings with the SEC. These forward-looking statements are made only as of the date on which they were made.
You are cautioned not to place undue reliance on these forward-looking
statements. Sum of Ideas disclaims any obligation to publicly update any
forward-looking statements to reflect subsequent events or circumstances.

We have not undertaken any duty with respect to any information
available through web sites for which hyperlinks are provided in these
pages and assume no responsibility for the accuracy, completeness or
fairness of the information that may be contained therein.

The information contained on this web site does not constitute an offer
to sell or the solicitation of an offer to buy any of Sum of Ideas’s securities.

THE MATERIALS PROVIDED AT THIS WEB SITE ARE PROVIDED "AS IS"
WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-
INFRINGEMENT OF INTELLECTUAL PROPERTY. Sum of Ideas further
does not warrant the accuracy and completeness of the materials at
this web site. Sum of Ideas may make changes to the materials at this
web site at any time without notice. The materials at this web site may
be out of date and Sum of Ideas makes no commitment to update the
materials at this web site.

IN NO EVENT WILL SUM OF IDEAS BE LIABLE FOR ANY DAMAGES
WHATSOEVER (INCLUDING WITHOUT LIMITATION, THOSE RESULTING
FROM LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) ARISING
OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS
SITE, ANY WEB SITES LINKED TO THIS WEB SITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH WEB SITES, WHETHER
BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY
AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IF YOUR USE OF THE MATERIALS OR INFORMATION FROM THIS WEB SITE
RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF
EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF. APPLICABLE
LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL
OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION
MAY NOT APPLY TO YOU.

This web site is administered by Sum of Ideas from its offices in Brighton,
Michigan. Sum of Ideas makes no representation that materials at this web
site are appropriate or available for use outside the United States, and access
to them from territories where their contents are illegal is prohibited. You may
not use, or export, or re-export the materials at this web site or any copy or adaptation in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access this web
site from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. These Terms will be
governed by and construed in accordance with the laws of the State of
Michigan, without giving effect to any principles of conflicts of laws.

Sum of Ideas may revise these Terms at any time by updating this posting.
You should visit this page from time to time to review the then-current
Terms because they are binding on you. Certain provisions of these Terms
may be superceded by expressly designated legal notices or terms located
on particular pages at this web site.